The Kralj Agency

Hello everyone, my name is Hrvoje Kralj, and I am a licensed Life Insurance and Mortgage Protection Broker, proudly affiliated with Symmetry Financial Group. I am certified in the states of New York, New Jersey, Ohio, and Maryland.

I earned my Bachelor’s Degree in Business Administration and Management from the City College of New York. During my college years, I worked as an Assistant Manager at a local martial arts school in Astoria, Queens. Afterward, my brother and I pursued our entrepreneurial goals and opened a Brazilian Jiu-Jitsu academy in Great Neck, Long Island.

Unfortunately, we were forced to close our business when our mother became critically ill. We dedicated all of our resources to supporting her medical care. Following her passing, I faced a period of uncertainty and personal reflection. During this time, I obtained my Refrigeration Operating Engineer License, which led to my current full-time career as an Operating Engineer.

However, the financial and emotional challenges my family experienced during my mother’s illness inspired me to take on a new mission — helping other families be better prepared for life’s unexpected hardships. That motivation led me to pursue my Life Insurance License and begin a career focused on protecting families and securing their financial futures.

Through Symmetry Financial Group, I assist clients in navigating the underwriting process to determine what coverage they qualify for, whether it’s Mortgage Protection, Whole Life, Term Life, or Final Expense Insurance.

My goal is to ensure that every family I work with has the knowledge, tools, and protection they need to achieve lasting peace of mind and financial security.