Ligaya Insurance

Joy Ruth S Matanguihan serves as a Licensed Life and Personal & Commercial Insurance producer, bringing over twelve years of experience to her clients. Since obtaining her license on September 5, 2013, she has dedicated her career to managing insurance solutions across five states, including Alaska, Alabama, New York, South Carolina, and Tennessee. Joy has previously held roles as a Property and Casualty Broker and a Life/Accident & Health Agent, enhancing her comprehensive understanding of various insurance categories. In her current role, Joy represents key carrier partnerships with organizations such as American General Life Insurance Company, American Modern Property And Casualty Insurance Company, and United Of Omaha Life Insurance Company. She oversees insurance placements and structures coverage options that align with her clients' needs in both personal and commercial sectors. Joy's commitment to her clients and deep industry knowledge positions her as a trusted advisor in the insurance landscape.