I said “No, I don’t need it. I’m young.” Twenty-eight days later, a water accident kept me from home for eight months. When I finally returned, everything had to change to include ramps, an accessible shower, equipment, supplies, therapy. I had some savings, but nothing prepared me for the real cost of recovery.

That’s when it clicked: insurance isn’t a someday or a maybe. It’s a must-have. I founded Golden Shield Life Insurance to place a shield around people’s finances, so families can focus on healing and not money or not invoices.

As an independent agent, I compare A-rated carriers, show real options, explain tradeoffs, and help you choose coverage that fits your life and your budget.

We can’t know what tomorrow brings, but we can prepare. If you’re ready to protect what matters, I’m here to help you put that shield in place today.