• God First ✝️
• Orlando, FL 🍊
• Bilingüe | Hablo Español
• Agente de Seguros: Salud, Vida, Auto, Casa, Negocio

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Accountants Professional Insurance provides coverage for professionals in the accounting field against liabilities that may arise due to errors or omissions in their work.
 It protects accountants from claims made against them for errors or omissions in performing their duties, such as incorrect tax filings or financial statements. It can also cover legal fees, court costs, and settlements or judgments.

Accountants Professional

The term artisan contractors, often known as casual contractors, refers to a wide range of jobs requiring expert tools on the client's property. Anyone who can perform a specific service that significantly enhances a home or business is typically considered an artisan in the contracting industry. These include tree surgeons, roofers, plumbers, electricians, and carpenters. Exterminators, piano tuners, and other professional service providers can use such a policy.

Artisans

Employment Practices Liability Insurance (EPLI) provides coverage to businesses and organizations against claims made by employees or former employees related to employment practices.
 EPLI can cover a range of claims, including wrongful termination, discrimination, harassment, retaliation, breach of employment contract, and other related issues.

Employment Practices Liability

Home-based business insurance provides coverage for small business owners who operate their businesses from their homes. While homeowners insurance may provide some coverage for business-related losses, it usually has limitations and exclusions that make it insufficient for home-based businesses.
 Home-based business insurance covers property damage, liability claims, and business interruption.

Home Based Business

Lawyers professional insurance provides coverage for legal professionals, including attorneys, lawyers, and law firms. It helps protect legal professionals from financial losses that can arise from legal malpractice claims and other risks associated with their profession.

Lawyers Professional Liability

Personal auto insurance is a policy that provides coverage for vehicles primarily used for personal or non-business purposes. It helps protect drivers and their vehicles from financial loss in an accident, theft, or other covered incident.

 Personal auto insurance policies typically cover several events, including collision damage, theft, and liability for bodily injury and property damage. The coverage options and limits may vary depending on the policy and the insurance company.

Personal Auto

Term life insurance is a type of life insurance that provides coverage for a specific period, typically ranging from one to thirty years. It provides financial protection for the policyholder's beneficiaries in the event of the policyholder's death during the policy term.

 You can typically renew term life insurance policies or convert to permanent life insurance at the end of the term. However, the premiums for a renewed or converted policy may be higher than the original due to the policyholder's age and health status.

Term Life

Homeowners insurance is a type of insurance policy that provides financial protection to homeowners in case of damage to their property or personal belongings due to various perils such as theft, fire, and natural disasters. Homeowners insurance typically covers the cost of repairing or replacing damaged property and provides liability coverage if a third party gets into an injury on the homeowner's property. Most homeowners' insurance policies cover the physical structure of the home, as well as other structures on the property, such as garages or sheds. The policy may also cover personal property such as furniture, clothing, and electronics.

Homeowners 

Whole life insurance is a type of life insurance policy that covers the insured's entire lifetime. Whole life insurance remains in force until the insured dies or reaches a certain age, usually 100 years old.

 One of the benefits of whole-life insurance is that it provides both a death benefit and a savings component.

Whole Life

Universal life insurance is permanent life insurance that provides beneficiaries a death benefit while building cash value over time.

 Unlike whole life insurance, which typically has fixed premiums, universal life insurance offers flexibility in premium payments and death benefits. The policyholder can increase or decrease the premium costs and adjust the death benefit.

 Universal life insurance can be a good option for individuals who want life insurance coverage that can adapt to their changing needs. However, it's important to carefully consider the costs and potential risks involved before purchasing a policy.

Universal Life

Variable life insurance is a type of life insurance policy that combines a death benefit with an investment component. The investment component allows policyholders to allocate their premiums to various investment options such as stocks, bonds, and mutual funds.

 One of the key features of variable life insurance is the ability to customize the policy's investment component. Policyholders can choose from various investment options with risk profiles and potential returns.

 It's important to note that variable life insurance is not for everyone. Individuals should carefully consider their investment goals, risk tolerance, and financial situation before purchasing this type of policy.

Variable Life

Burial and funeral insurance policies cover the costs of a person's funeral and burial expenses. These policies allow individuals to plan and ensure that their loved ones can cover final expenses without facing a financial burden.

 Burial insurance typically provides a lump sum payment to cover the funeral, burial, or cremation costs, including expenses such as caskets, urns, cemetery plots, and memorial services. Funeral insurance, however, may provide more comprehensive coverage, including funeral costs, medical bills, legal fees, and other related expenses.

Burial and Funeral

Supplemental insurance is a type of insurance policy that covers expenses not covered by a primary insurance policy. 
 You can purchase supplemental insurance as a standalone or rider to an existing policy. Some common types of supplemental insurance include dental insurance, vision insurance, disability insurance, and long-term care insurance.

Supplemental

Medical Professional Liability Insurance, also known as medical malpractice insurance, is a type of insurance that healthcare professionals purchase to protect themselves against claims of medical negligence or mistakes that cause harm to patients.
 It covers various healthcare providers, including physicians, nurses, dentists, therapists, and other healthcare professionals. It ensures the costs of defending against malpractice claims and any damages that may be awarded to the patient or their family.

Medical Professional Liability

General liability insurance is a type of insurance policy that protects a business or individual in case of a lawsuit or claim against them for bodily injury, property damage, or personal injury caused by their operations, products, or services.

 This insurance coverage can help pay for legal defense costs, settlements, and judgments up to the policy limit. It can also cover other expenses related to the claim, such as medical or property damage repairs.

General Liability

Errors and Omissions (E&O) insurance is a type of professional liability insurance that covers claims made against individuals and businesses for negligent acts, errors, or omissions in their professional services. This type of insurance is essential for professionals, such as lawyers, doctors, architects, engineers, and consultants, who provide advice or services to clients.
 E&O insurance can help protect professionals against claims of negligence, misrepresentation, or breach of professional duty that result in financial harm to a client.

Errors and  Omissions (E&O)

Physicians and Surgeons Insurance, also known as medical malpractice insurance, protects physicians and surgeons from lawsuits and legal claims arising from their professional medical services.
 It covers legal defense costs, settlements, and judgments in such cases.

Physicians and Surgeons

Workers' compensation participating insurance is a type of insurance policy designed to provide benefits to injured or ill employees due to work. This type of insurance is typically purchased by employers to protect themselves from liability for workplace injuries and to provide financial assistance to employees who are injured on the job.

 This type of insurance can also provide employees with greater protection and better benefits, as the employer is interested in reducing workplace injuries and providing adequate compensation for those injured.

Workers Compensation Participating

Dwelling fire insurance covers damages to a dwelling, such as a single-family home, townhouse, or duplex, caused by specific perils listed in the policy. These perils typically include fire, lightning, wind, hail, and explosions.

 Landlords often purchase dwelling fire insurance, which can help protect their investment properties from damage caused by tenants, natural disasters, or other covered perils. It can also be purchased by homeowners needing help to afford a full homeowners insurance policy or who have difficulty obtaining coverage due to high-risk factors, such as living in an area prone to wildfires or flooding.

Dwelling Fire

Mobile Homeowners Insurance is a type of insurance policy that provides coverage for owners of mobile or manufactured homes. These homes are designed to be transported and are built in a factory before being transported to their final location.
 Mobile Homeowners Insurance can cover a range of risks, including damage to the home itself, damage to personal property inside the home, liability for injuries on the property, and more. A Mobile Homeowners Insurance policy specific coverage and limits can vary depending on the insurer and the homeowner needs.

Mobile Homeowners

Motorhome insurance is a type of insurance policy that provides coverage for motorhomes, also known as RVs (recreational vehicles). It covers living quarters and amenities for recreational or travel purposes. 
 Motorhome insurance typically covers damage to the vehicle, liability for bodily injury and property damage, as well as theft and vandalism. In addition, some policies may cover personal belongings, awnings, and other accessories.

Motorhome

RV insurance is a specialized insurance policy that covers various types of recreational vehicles, such as motorhomes, travel trailers, fifth-wheel trailers, pop-up campers, and truck campers. It typically includes liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
 The coverage limits and premiums may depend on several factors, including the type and value of the RV, the usage, and the driver's history.

Recreational Vehicles

Travel trailer insurance is a policy designed to cover travel trailers, also known as recreational vehicles (RVs), while on the road or parked at a campsite. 
 Travel trailer insurance typically covers a range of risks, including collisions, theft, vandalism, and weather-related damage. Some policies may also include coverage for personal property and liability protection in case someone is injured, or their property is damaged while on your campsite or around your trailer.
 When purchasing travel trailer insurance, it's important to consider factors such as the value of the trailer, its age, and the types of activities you plan to engage in while using it.

Travel Trailer

Vacant home insurance is a type of insurance policy that provides coverage for unoccupied or vacant homes for extended periods. These homes may be unoccupied because they are undergoing renovations or repairs, are up for sale or rent, or because the owners are away for an extended period.

 A standard homeowners insurance policy typically only covers a vacant home for 30 to 60 days. If the home is left unoccupied for an extended period, the risk of damage or loss increases, which can result in a higher likelihood of insurance claims.

Vacant Home

Renters insurance, or HO4 insurance, is a policy designed to protect individuals renting a property. This type of insurance policy typically covers personal property, such as clothing, furniture, and electronics, as well as liability coverage for accidents that may occur on the property.
 Renters' insurance can protect against various potential risks, including theft, fire, water damage, and other unexpected events.

Renters

Condo insurance, also known as condominium insurance, is a type of insurance policy that protects owners of condominium units. Unlike homeowners' insurance, which typically covers the entire structure of a house, condo insurance typically covers only the owner's unit and its contents.

 Condo insurance policies generally include several types of coverage, such as personal property coverage, liability coverage, and loss of use coverage.

Condo

Motorcycle and ATV insurance policies cover motorcycles and all-terrain vehicles (ATVs). These policies are typically similar to standard auto insurance policies but cater to the specific needs of motorcycle and ATV riders.
 Motorcycle and ATV insurance policies usually cover liability, collision, and comprehensive coverage.

Motorcycle & ATV

Personal boat insurance, also known as boat owners insurance, is a type of insurance policy that provides coverage for boats and personal watercraft. It typically covers damage to the boat and liability for any injuries or damages caused by the boat to other people or property.
 Boat insurance policies can vary depending on the type of boat, its size, its value, and its usage. Some policies may include coverage for towing and salvage, emergency assistance, and personal property on board the boat.

Personal Boat

Workers' compensation insurance is a type of insurance that provides benefits to employees who are injured or become ill due to their work. It is a form of insurance that is mandatory in most states and designed to protect employees and employers.

 When an employee is injured or becomes ill on the job, workers' compensation insurance can help cover the costs associated with medical treatment, lost wages, and other expenses. The specific benefits provided by workers' compensation insurance can vary depending on the state and the severity of the injury or illness. However, they generally include coverage for medical expenses, disability benefits, and vocational rehabilitation.

Conde Insurance Agency

Dylan Conde

Insurance agent in Florida

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