Ceranes Lejulus, MBA, is an independent insurance professional with nearly 15 years as a trusted advisor to baby boomers, millennials, business owners, executives, entrepreneurs and the self-employed. He is a repeat top producer, authority and expert witness in the areas of life, health and disability insurance. Ceranes partners wit estate planning attorneys, CPAs, CFPs, trust officers at banks and private fiduciaries, designing competitve and tax-efficient insurance plans.Ceranes takes a personal approach to every aspect of his business -- from assesing client needs to shopping the marketplace. Corporate officers, small business owners, and the affluent attest to Ceranes' skill set as invaluable. as impassioned ally, Ceranes has been serving the underprivileged community for many years. Formerly employed by the state's insurance regulation department, he is committed to "serving, not selling," thereby sharing his expertise and empowering his clients.