I am a father and husband and business owner. I am originally from South Africa and as a US citizen have been living in the US for over 32 years. I am a life licensed and securities licensed agent and a financial educator in the largest independent financial services company in the US. I am proud to represent this company that was recently voted the #1 Life Insurance company by Investors Business Daily and #3 Financial company that focuses on the most under-served demographic i.e. working families. We educate families on the simple rules of how money works like concepts such as pay yourself first, theory of decreasing responsibility and Rule of 72 to name a few. These are life changing concepts that are not taught in our educational systems and is the reason why so many American families struggle today and so many face financial ruin and suffering when a loved one who is an income earner passes on without life insurance. Our company was founded on the principle of Buy Term and Invest the Difference! For 45 years Primerica has helped families become properly protected with affordable quality term life insurance, become debt free and financially independent. We are a one stop shop financial supermarket that can help you in a wide area of services including refinancing on your mortgage (select states), senior healthcare concierge assistance, ID theft and Legal protection plans including wills, Vivint smart home protection, retirement accounts, college savings and more. One of the most important and valuable services we offer is a complimentary Financial Needs Analysis aka FNA) to all our clients to help them discover their Financial Independence Number (FIN) - something we're not educated on in society, and create a Financial GPS to help them navigate to their retirement goals and dreams. The FNA can help our clients get out of debt at a fraction of the time without spending more money on their bills, know how much they need to pay themselves first and invest in their retirement account, know how much coverage they need for their life insurance to properly protect their income and loved ones and give them a birds eye view of their road to financial independence. What company do you know that focuses on helping Main St. families and who doesn't need that kind of help? You don't need $250K to invest to sit down with us like how most companies operate. We will meet with you no matter what your budget allows for and our consultations are always free and our relationships are for a lifetime. I hope you'll consider investing in an appointment with me to learn more about how we can help - you have nothing to lose but a little bit of your time that could be life changing. My website has some great short educational videos on the concepts we teach and the services we provide. I look forward to meeting you and serving you however I can.Sincerely,Carl Schutze