Carmar Insurance Agency

Carmar Insurance Agency is an independent insurance agency serving small business owners. We help clients obtain business insurance solutions, including General Liability, Workers’ Compensation, Business Auto, Commercial Property, Lessor’s Risk, Garage Liability, Inland Marine, Excess Liability, and other commercial insurance products.

Carmar Insurance Agency represents the insured, not the insurance companies. Our goal is to understand the client’s business operations, collect accurate underwriting information, explain available coverage options, and help clients make informed insurance decisions.

The agency serves businesses in California and may assist with coverage placement through admitted and non-admitted insurance markets, depending on the risk, eligibility, underwriting guidelines, and carrier availability.